Mortgage news

Below we look at the latest news in the mortgage market, from what's happening with the interest rates to new schemes and lots more.

In each article, we feature our own data and expert insights. To help you make sense of what's going on in the complex world of mortgages.

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Latest mortgage news articles

Mortgage data and statistics

We dive into the latest rate and customer data from July to explore current mortgage trends.

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Will mortgage rates fall soon?

Mortgage rates remain much higher than a few years ago. Will they fall? And if so, when?

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Bank of England base rate

The base rate has dropped to 4.5%, but what does this mean for your mortgage? We explore recent trends and data.

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Freedom to Buy scheme

During their election campaign, Labour announced a new Freedom to Buy mortgage scheme. Now they're in power, will this scheme help homeowners?

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General Election and mortgage rates

We look at the potential impact of Conservative rule and the election on mortgage rates and house prices.

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What's been happening in the mortgage market recently?

The main chatter in the mortgage market remains on mortgage rates dropping. Here are the key things to know:

  • Some lenders, such as Halifax, HSBC and Barclays, have lowered their mortgage rates - likely in response to the February 2025 Bank of England base rate cut

  • Santander will start offering a range of two and five-year fixed-rate deals at 3.99% from Thursday 13 February 2025

  • The UK inflation rate decreased to 2.5% in December from 2.6% in November 2024

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