Mortgage guides

Browse our latest articles below, full of tips and expert insights on the complex world of mortgages.

You can also choose a category to get content best suited to you, whether you're a first-time buyer, buy-to-let investor, home mover or remortgaging.

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Remortgaging for home improvements: How does it work

Home improvements is a popular reason to borrow through a remortgage. We look at what to consider if you’re planning to remortgage to improve your home.

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70% LTV remortgage deals & rates

A 70% mortgage is a very competitive loan-to-value ratio, so it should give you access to competitive interest rates on your borrowing. Learn more about why in our guide

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Early repayment charges and the cost of remortgaging

Early repayment charges can significantly reduce any savings you make when remortgaging. Timing is a key factor, and the best time is when you’re reaching the end of your initial or introductory deal.

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Remortgage with the same lender: Online product transfers

Remortgaging is moving your existing mortgage to another deal, which can be with a different lender, or, the one you’re already with - known as a product transfer.

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Can you remortgage during a fixed-rate term?

You can remortgage to a new deal while still within a fixed-term mortgage deal, but you’ll need to pay to leave, so it’s all about finding the right balance.

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I own my house outright, can I remortgage?

Many people strive to be mortgage-free. But can you remortgage a house that you own outright to borrow more? We find out

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First-time buyer mortgage broker

Get your best first mortgage from the experts at Mojo who offer free advice and a comparison across 70+ lenders.

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Interest only mortgage deals & rates

If you're looking for an interest only mortgage for a property, our experts may be able to help you find the best deal.

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How to get your SA302 Tax Calculation

As a self-employed applicant, in the absence of traditional payslips, the SA302 form is usually lenders’ preferred method of proof of income

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