Mortgage guides
Browse our latest articles below, full of tips and expert insights on the complex world of mortgages.
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Does a mortgage in principle affect your credit score?
A mortgage in principle (MIP) won’t affect your credit score if the broker or lender you choose uses a soft credit check. Find out more here.
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Common MIP-conceptions: Your mortgage in principle FAQs answered
We’re setting out to answer the most common misunderstandings about a mortgage in principle. Let’s get stuck in.
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Best First-Time-Buyer Mortgage Deals
Get your best first mortgage from the experts at Mojo who offer free advice and a comparison across 70+ lenders.
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Stamp duty - how much does it cost?
Learn what stamp duty is, whether you may have to pay it and how much it might cost.
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How will the Spring Statement 2025 impact my mortgage?
We review industry thoughts on the Spring Statement 2025 and what the Chancellor's announcement could mean for mortgage borrowers.
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How much can I borrow for a mortgage?
We share how lenders assess affordability, whether you could find a bigger mortgage with the help of a broker & some tips to help you boost your borrowing power.
Read full articleWhat to expect after getting a mortgage in principle
So you’ve got your mortgage in principle… congratulations! But what happens next? We explain how to progress your house buying journey after getting your MIP.
Read full articleHow long does a mortgage in principle last?
A mortgage in principle (MIP) typically lasts between 30 and 90 days, depending on which broker or lender you get it from. We explain what to do if your MIP expires.
Read full articleHow reliable is a mortgage in principle?
Getting a mortgage in principle won’t guarantee a mortgage offer, though it can be a good way to understand how much you could borrow. But just how reliable is a MIP?
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