Mortgage guides

Browse our latest articles below, full of tips and expert insights on the complex world of mortgages.

You can also choose a category to get content best suited to you, whether you're a first-time buyer, buy-to-let investor, home mover or remortgaging.

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Mortgage Underwriting, What Actually Happens? | Mojo Mortgages

Mortgage underwriting is where a lender assumes financial risk in exchange for the interest you pay, assessing if this risk is acceptable. Read more.

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How much will my mortgage cost?

Planning to buy a home? Use our guide to see estimated monthly repayments and the income required for mortgage amounts from £100,000 up to £2 million.

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Deposit saving hacks: myth vs maths

Tired of hearing your daily coffee is hampering your deposit saving mission? We’ve crunched the numbers to find out what you could really save by cutting back.

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11 common home buying mistakes and how to avoid them

Whether you’re a first-time buyer or moving home, here are some common home buying mistakes you can avoid to save cash and secure the home of your dreams.

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What is a mortgage valuation? A guide for homebuyers

We explain what a mortgage valuation is, what a surveyor might look for and the key differences between a mortgage valuation and other types of property surveys.

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How much does it cost to buy a home? Your guide to mortgage fees & other costs

Don't let unexpected fees derail your homeownership plans. We explain all the costs you’ll need to consider when getting a mortgage to buy a home.

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How much are estate agent fees, and what are they?

We look at what estate agents charge to sell your home, as well as what may or may not be included in their services

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Compare fixed rate mortgage deals

Learn how to get the best fixed-rate mortgage for you with the help of our Mojo experts.

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Broker vs lender: Which is best for you?

A broker helps to compare options across lenders and arrange your mortgage. Whether you use a broker or apply directly, you’ll always borrow money from a lender.

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