Mortgage guides
Browse our latest articles below, full of tips and expert insights on the complex world of mortgages.
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Can I get a mortgage below 60% LTV?
A loan-to-value (LTV) ratio below 60% is often considered excellent by lenders. We explain the benefits of a low LTV mortgage.
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What is a Standard Variable Rate?
Standard Variable Rate (SVR) is a lender’s default rate you’ll be automatically moved onto when your introductory deal ends. Find out more about SVR.
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Home ownership schemes in the UK in 2025
Buying a home is more challenging than it was for previous generations. There are a number of home ownership schemes available in the UK, however.
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Should I overpay my mortgage?
If you’ve got a bit of spare cash, you might be wondering whether it’s a good idea to overpay your mortgage. We explain how overpaying your mortgage works and how much you could save.
Read full article25 ways to improve your credit score
So you know what a credit score is... but how do you go about improving it? Here are our top tips to help you get your credit score mortgage ready.
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Should I buy a flat or a house?
Making an offer on your dream home can feel like a big decision. But should you opt for a flat or a house? We share some key considerations.
Read full articleHow can I reduce stamp duty?
If you’re buying a home, it’s likely you’ll need to pay stamp duty unless you are eligible for exemption. However, here are just some ways you could reduce the amount of stamp duty you pay.
Read full articleCommon MIP-conceptions: Your mortgage in principle FAQs answered
We’re setting out to answer the most common misunderstandings about a mortgage in principle. Let’s get stuck in.
Read full articleHow to improve your chances of getting a mortgage
Ready to send off your mortgage application? Give yourself the best chance of getting a ‘yes’ with these top tips.
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