Mortgage guides
Browse our latest articles below, full of tips and expert insights on the complex world of mortgages.
You can also choose a category to get content best suited to you, whether you're a first-time buyer, buy-to-let investor, home mover or remortgaging.
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Bank statement red flags that could impact your mortgage application
Ready to apply for a mortgage? Give yourself the best chance of success by avoiding these bank statement red flags.
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Should I overpay my mortgage?
If you’ve got a bit of spare cash, you might be wondering whether it’s a good idea to overpay your mortgage. We explain how overpaying your mortgage works and how much you could save.
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How to improve your chances of getting a mortgage
Ready to send off your mortgage application? Give yourself the best chance of getting a ‘yes’ with these top tips.
Read full articleInterest only mortgage deals & rates
If you're looking for an interest only mortgage for a property, our experts may be able to help you find the best deal.
Read full articleWhat is loan to value (LTV)? Meaning & LTV Calculator
The loan to value of a mortgage determines what deals you have access to - learn more about LTV and how it affects your mortgage.
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How long does a mortgage in principle last?
A mortgage in principle (MIP) typically lasts between 30 and 90 days, depending on which broker or lender you get it from. We explain what to do if your MIP expires.
Read full articleHow many times my salary can I borrow for a mortgage?
We look at the loan size you could achieve on different salaries and how to make the most of your income on a mortgage application.
Read full articleMortgage Underwriting, What Actually Happens? | Mojo Mortgages
Mortgage underwriting is where a lender assumes financial risk in exchange for the interest you pay, assessing if this risk is acceptable. Read more.
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How much will my mortgage cost?
Planning to buy a home? Use our guide to see estimated monthly repayments and the income required for mortgage amounts from £100,000 up to £2 million.
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