Free online mortgage broker

Want your best mortgage deal, fast and hassle-free?

Human advisors, expert comparisons

Mojo: Mortgages that make sense

0 out of five star rating on Trustpilot
 

Why use Mojo?

  • FreeWe don‘t charge for your initial consultation or mortgage recommendation
  • ChoiceAccess to thousands of mortgages from 60+ lenders
  • PersonalMortgage deals to meet your specific needs and circumstance
  • Trusted86% of our Trustpilot reviews are rated Excellent at 5 stars
  • ReliableWe’ll be ready to secure you a deal when you’re ready
Trusted by the brands you trust
  • uswitch
  • money
  • confused
  • zoopla

How we work

  • 1. Fill in your detailsTell us about your mortgage goals so we can find you the most suitable deals. It only takes around 8 minutes.
  • 2. Book a short callChat to us at a time convenient to you with one of our 60+ in-house mortgage experts. Need evenings or weekends? Not a problem, we’re here to answer your questions when you need us.
  • 3. Get your mortgageWe share our knowledge with you to help you to make an informed choice about your mortgage deal. Let us take care of the rest — don’t worry about the application or chasing solicitors, we even offer insurance protection advice.

What is a mortgage broker?

A mortgage broker, also sometimes called a mortgage adviser (or in our case a ‘Mortgage Expert’) gives advice on and helps to arrange mortgages.It‘s possible to arrange a mortgage without one, but having someone with current in-depth industry knowledge in your corner can be a real plus!

How we offer free advice

We don‘t charge for any initial consultation or mortgage recommendation.We receive a commission from mortgage lenders or providers for successfully completed applications advised by Mojo.We charge an application fee for certain Buy-To-Let (BTL) applications. Rest assured, we‘ll only ever recommend products that are most suitable for you. Read more about how we make our money.

Our mortgage tools and calculators

Mortgage Calculator
Work out what size of mortgage you could afford and how much mortgage repayments are for different loans
Mortgage Advice Page
Your mortgage expert can email you a visual representation of the deals as you discuss them — helping you understand their recommendations more clearly
Mortgage Rate Checker
Once you have your offer, ask us about our rate checker service, which can help you avoid missing any potential future savings.
Your mortgage experts
Real people giving real advice
95%
of our customers find joy with a mortgage offer

What our customers say

"Mojo as a whole has the best customer service I’ve ever experienced from any financial company. Fast responses, no pressure, and real expertise. If you’re looking for a whole-of-market broker who actually cares and delivers results, I can’t recommend Mojo highly enough. I’ll definitely be coming back for any future needs and will be happily recommending you to friends and family." Full Review

Five Trustpilot stars

Rochelle Racaza

25th March 2026

Trustpilot

  • Over £8 billion worth of mortgages arranged

  • 6,500 happy 5* Trustpilot reviews, and growing every day

  • 18,000+ home buyers matched with their mortgage deal

  • 95% success rate when applying for a mortgage through Mojo

  • 500 expert issued Mortgage In Principles issued every single month

  • 60,000+ remortgage deals recommended to customers

Latest articles

Read some of our highlighted articles below, or check out our mortgage news page for our latest insights and analysis.

How long should I fix my mortgage for?

With rates changing quickly, deciding whether to fix your mortgage and how long for can be tricky. We reveal the latest insights and data to help with your decision.

Read full article

Will mortgage rates go down soon?

After years of rising mortgage rates, they're finally starting to ease following three Bank of England base rate drops so far in 2025. But what could this mean for your mortgage? We break down the latest data and trends to help you make sense of what’s ahead.

Read full article

Bank of England base rate

The Bank of England base rate influences the cost of everything in the UK, mortgage rates included. Read on to find out how the base rate works and how your mortgage repayments are impacted by changes in it, depending on the type of deal you're on.

Read full article

Mojo was proudly named UK’s Mortgage Broker of the Year 2025 at the prestigious MoneyAge Awards. We've also been commended at the British Bank Awards, including Mojo rated as Best Mortgage Broker and winning an Innovation of the Year award. Read more about how we make money and check out our editorial policy here