Mortgage broker Manchester

If you’re looking for mortgage advice in Manchester speak to one of our advisers who have expertise spanning the entire UK mortgage market.

All of our brokers have up to date industry knowledge and the ability to search thousands of deals to find you a competitive mortgage rate.

  • Speak to an expert today about your needs and the current market

  • Clear mortgage recommendations with access to 70+ lenders & broker exclusive products

  • We've helped 1000s of people find and get their best deal

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nationwide
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HSBC

Why Mojo?

Mojo helps around 4500 people in the North West every month. On average, Mojo customers save £357* per month on their mortgage repayments

A helping hand to buy a home

*The £357 average savings are based on Mojo mortgages residential remortgage sales data only compared to the average SVR (Standard Variable Rate) in January 2024. Actual savings will depend on individual circumstances

Going above & beyond to save you time ⏳ & money 💰 on your mortgage

Paperwork help ✅ Mortgage broker exclusives ✅ Works alongside over 70 lenders ✅

1. Add your details online

No 2-hr phone calls or branch visits. It takes a few minutes to tell us what you need from your next mortgage online.

2. Speak to your broker & get a MIP

Choose the perfect time, whether that is ASAP or a time better suited to you, we are available 6 days a week, including evenings.

3. Get your mortgage with Mojo

We’ll check and chase to help avoid delays. Get regular updates from your mortgage advisor and case manager.

Manchester mortgage brokers

When you’re looking for a mortgage broker in Manchester, it’s a good idea to focus on what’s most important to you. Mojo is a totally free online mortgage broker and we offer entirely remote services, so you won’t need to worry about wading through rush hour traffic to get your mortgage advice.

Whether you’re a first-time buyer, home mover, landlord, or remortgaging in Manchester or the North West, we're here to help.

Mancs MB

Getting a mortgage in Manchester

Manchester arguably has one of the strongest housing markets in the north of England, making it popular with both young professionals and investors alike. It's also often more affordable than much of the south of England, however, compared with other areas in the North West it can be fairly expensive. 

According to Zoopla, the average property value in the UK as a whole is £263,900*, whereas the Manchester average sold property price over the last 12 months falls notably below the national average, at £251,236. However, Liverpool, for example, is a much more affordable locality, with a 12 month average property value of £207,069.

The maximum loan to value (LTV) available from most lenders is 95%, meaning you’ll need a 5% deposit

For the UK national average property - 5% deposit currently = £13,195

For an average property in Manchester - 5% deposit currently = £12,562

*based on Zoopla's March 2024 house price index

Cup of tea

We helped over 50,000 people in the North West with their mortgage needs in 2023!

Speak to our friendly brokers to see how we could help your Manchester home ownership dreams come true.

How far will my money go when buying property in Manchester? 

This will be largely dependent on which area of Manchester you plan to buy in, as prices can vary a lot by area. For example, if you’re looking at Bury, you might pay slightly more than the Manchester average. 

However, there are more affordable areas of the city that you could potentially consider, such as Kearsley and Farnworth, which tend to be popular with first-time buyers.

You can stay up to date with average property prices in Manchester, based on their size, with Zoopla's house price checker

What our customers say

Helped me get a great deal on my mortgage, helped me every bit of way letting me know what was required and when and followed up after to make sure I had the insurance and protection that's right for me

Five Trustpilot stars

Nicholson Kieran

06 March 2024