How Mojo Mortgages makes our money - while staying free for you

We don’t charge you a fee for working with our mortgage brokers. We know what you’re thinking - what’s the catch?

  • Speak to an expert today about your needs and the current market

  • Clear mortgage recommendations with access to 70+ lenders & broker exclusive products

  • We've helped 1000s of people find and get their best deal

Well, if you get a mortgage using Mojo Mortgages, the lender you choose pays us a fee. This allows us to deliver expert mortgage recommendations without passing the cost on to you. 

Rest assured, our commission from lenders does not influence the deals we recommend or the advice we offer. Our sole focus is on finding the best mortgage out of the deals available that suits your needs and circumstances

Here’s how it works

Lenders pay us a commission when you complete a mortgage with them. While the commission varies depending on the mortgage value, it never impacts the deals we recommend or how much you pay for your mortgage. For full transparency, you’ll be given details of the amount of commission we receive before you proceed, and it will also be included in your product illustration. 

We work with a wide range of lenders to find the most suitable mortgage for your needs. View the full list of the lenders we work with here. 

You’ll notice we also offer some additional services, such as Life Insurance or Mortgage Protection Insurance. Just like our mortgages, the cover provider pays us a commission. Your premium won’t be affected and there’ll be no additional fees for you to pay.

About our other partnerships

Mojo Mortgages was acquired by RVU - owners of Uswitch, Confused.com and Money.co.uk - back in 2021. This allows us to create and publish helpful mortgage content across these popular comparison sites. 

Though you might find Mojo Mortgages through one of our partner brands, we don’t pay them any proportion of our commission as we’re part of the same wider group. We all indirectly benefit from supporting each other.

How much could you save by going with Mojo?

Brokers typically charge a flat fee or a percentage of your mortgage value. The percentage charge varies, but if we take an example of 0.5% you could save £920* by opting for our fee-free mortgage advice.

The fees we earn never affect our advice or the total cost you’ll pay

We’re all about putting you first, and as an FCA-regulated broker, we also have rules to follow. We can’t and won’t let the amount of commission we earn impact our advice at all. 

Lenders won’t inflate their prices to offset the cost of commission, either, so you won’t pay more on the same deal when you apply for a mortgage through us. 

So there you have it. You can enjoy total peace of mind knowing that we provide a transparent, unbiased service where finding you a great mortgage deal is our top priority. And it won’t cost you a penny.

You’ll get all this and more… for free

  • Our qualified mortgage experts will provide personalised advice and recommendations

  • We compare over 70 lenders to find a suitable mortgage deal for you

  • You’ll get access to exclusive broker deals

  • We’ll handle the whole mortgage process for you, including completing and submitting your mortgage application 

  • Optional insurance advice available from our Protection Experts 

More reasons to choose a mortgage broker

Compare thousands of mortgage deals for free

Get a mortgage in principle before speaking to one of our mortgage experts for personalised advice.

*The data shown is from Mojo Mortgages' own customer records, based on our average loan amount in November 2024