Protect your mortgage with Mojo

Make sure your mortgage is as safe as houses.

When you choose your mortgage through Mojo, we’ll also review your protection insurance and recommend the best cover for your circumstances. So you can protect your home for you and your loved ones.

We’ll help you protect your mortgage

Getting a mortgage is a big financial commitment and protecting it is just as important. When you get a mortgage through Mojo, our advisors will provide a free protection review to: 

  • Explain your options and recommend the types of cover that suit your needs

  • Identify potential gaps in any existing cover you have 

  • Help you feel financially secure and give you peace of mind

Last reviewed by Toby Anderson on 1 September 2025

About Mojo’s mortgage protection insurance 

We offer fee-free protection advice covering life insurance, income protection and critical illness cover. 

Whether you’re buying your first home, moving to a new place or remortgaging, you’ll probably be wrapped up in rates and homebuying admin. But protection insurance shouldn’t be an afterthought - and, with Mojo, it won’t be. 

We’ll sort out your mortgage and make sure you can keep up with your repayments if your circumstances change. 

Just like our mortgage advisors, our protection experts are on-hand to help you approach insurance with confidence. We’ll compare your options from across a wide range of providers so you don’t have to wade through endless policies yourself. And we’ll do it all for free. 

“Very friendly, super helpful and a pleasure to deal with in helping us setting up new insurance plans to align with our new mortgage.”

Read Gemma’s full review

Five Trustpilot stars

Gemma

3 July 2025

Here’s how it works

Protecting your financial future shouldn't feel like a hassle. So we make it simple:

  • 1.

    Assess: Our team will review your current situation. Your circumstances might have changed over time, so it’s a good opportunity to work out what protection you need now.

  • 2.

    Identify: We’ll pinpoint any gaps, review existing policies you may have and talk you through the different types or levels of cover that could suit you and your budget.

  • 3.

    Ensure: You decide on the cover you need to give you financial peace of mind and we’ll arrange it for you.

Kyle Fisk awards

Meet our award-winning protection team 

Our Protection Advisor, Kyle Fisk, recently won the ‘Hero in the Middle’ award at the L&G Awards for the important role he played in supporting our client. Their family was facing serious financial pressure, with rising mortgage costs, two young children to care for and just one household income due to long-term disability. 

During a protection policy review, Kyle spotted an old critical illness policy that included total permanent disability - a detail the client hadn’t noticed, but was eligible to claim for. Kyle provided the contact number and guidance to get started and, after further medical checks, the client came back to us with some good news… the insurer had paid out the full £62,000. A life-changing amount of money at the exact time our client and their family needed it most. 

The benefits of our mortgage protection insurance service 

  • Secure your financial security. Give you and your family peace of mind that your mortgage payments will be covered if the unexpected happens and you’ll struggle to afford your bills. 

  • Better insurance, less endurance. Sorting out the right policy shouldn’t be a pain and, with Mojo, it isn’t. Tell us a bit about you and we’ll provide personalised recommendations - you won’t have to do any of the hard work yourself.

  • Compare options across a wide range of providers. We work with a large panel of 16 insurers, so we’ll only recommend the options we genuinely think will suit you and your family. 

  • Get a free review from those who know protection policies best. All of our advisors hold CeMAP, CertPro or R05 qualifications, and are always more than happy to share their knowledge with you. 

  • Speak to experts, not salespeople. No hard sell here - you’ll just be given clear advice to help you make informed choices. You decide how much cover you need and how long you need it for. 

Protection insurance graphic

Find your mortgage, protect your mortgage

Get a free protection policy review when you apply for a mortgage through us.

Fill out our online form to get started or, if you’ve spoken to us before, log in to MyMojo to review your options.