Mortgage broker Leeds
If you’re looking for mortgage advice in Leeds speak to one of our advisers who have expertise spanning the entire UK mortgage market. All of our brokers have up to date industry knowledge and the ability to search thousands of deals to find you a competitive mortgage rate.
Speak to an expert today about your needs and the current market
Clear mortgage recommendations with access to 70+ lenders & broker exclusive products
We've helped 1000s of people find and get their best deal
Why Mojo?
Mojo helps around 7000 people in the North of England every month. On average, Mojo customers save £357* per month on their mortgage repayments
*The £357 average savings are based on Mojo mortgages residential remortgage sales data only compared to the average SVR (Standard Variable Rate) in January 2024. Actual savings will depend on individual circumstances
Going above & beyond to save you time ⏳ & money 💰 on your mortgage
Paperwork help ✅ Mortgage broker exclusives ✅ Works alongside over 70 lenders ✅
1. Add your details online
No 2-hr phone calls or branch visits. It takes a few minutes to tell us what you need from your next mortgage online.
2. Speak to your broker
Choose the perfect time, whether that is ASAP or a time better suited to you, we are available 6 days a week, including evenings.
3. Get your mortgage with Mojo
We’ll check and chase to help avoid delays. Get regular updates from your broker and case manager.
Leeds mortgage brokers
When you’re looking for a mortgage broker in Leeds, it’s a good idea to focus on what’s most important to you. Mojo is a totally free online mortgage broker and we offer entirely remote services, so you won’t need to worry about wading through rush hour traffic to get your mortgage advice. Whether you’re a first-time buyer, home mover, landlord, or remortgaging in Leeds or the North of England, we're here to help.
Getting a mortgage in Leeds
Leeds boasts three universities, thriving industry and entrepreneurial opportunity, as well as close proximity to the beautiful Yorkshire countryside. It also has fantastic transport links to other Yorkshire cities, such as York and Sheffield, as well as cities in the wider UK, like Manchester and London.
An attractive option for investors due to the high population of students and young professionals, property value in Leeds has generally risen over the past five years according to land registry. However, Leeds is surprisingly affordable compared to other similar sized cities in the UK, meaning it’s also a great location for first-time buyers.
According to Zoopla, the average average sold property price over the last 12 months in the Leeds is £252,924. This is lower than the national UK average of £263,900* .
The maximum LTV available from most lenders is 95% LTV, meaning you’ll need a 5% deposit:
For the UK national average property - 5% deposit currently = £13,195
For an average property in Leeds - 5% deposit currently = £12,646
*based on Zoopla's March 2024 house price index
We helped over 100,000 Northerners* with their mortgage needs in 2023!
Speak to our friendly brokers to see how we could help your Leeds home ownership dreams come true.
* For the purposes of this comment 'Northerners' are defined as our customers from both the North East and North West of England.
How far will my money go when buying property in Leeds?
This is largely dependent on which area of Leeds you plan to buy in, as prices can vary a lot. Some of the most costly areas in and around Leeds, such as Horsforth and Bramhope tend to be priced quite a bit higher than the Leeds average.
However, there are more affordable areas of the city to consider, such as Osmondthorpe and Beeston, which tend to be popular with first-time buyers. You can stay up to date with average property prices in Leeds, based on their size, with Zoopla.
What our customers say
Lauren was amazing. Nothing was rushed. Everything was explained, our specific requests and requirements were discussed and various options were explored. We were given a number of options to choose from and we picked the one that met our needs the most. Very happy. Reduced payments and a reduced term.
Rachel Yorkshire
01 March 2024
Leeds mortgage broker FAQs
In reality, you don't need a Leeds-based mortgage broker to get a mortgage in Leeds these days. Many brokers, like ourselves, offer fully remote mortgage advice. While a traditional location-based broker may be able to offer more specific area knowledge, many people are likely to source this information for themselves nowadays.
The term ‘best’ is fairly objective, as it depends on your needs. When looking for a mortgage broker anywhere, the best approach is make a list of which services are important to you and which brokers tick the most boxes.
You can usually find free mortgage advisers, like ourselves, in most locations, so if you plan to pay for mortgage advice, make sure you know exactly what you’re getting for the additional expense.