Mortgage broker Bristol
If you’re looking for mortgage advice in Bristol speak to one of our advisers who have expertise spanning the entire UK mortgage market.
All of our brokers have up to date industry knowledge and the ability to search thousands of deals to find you a competitive mortgage rate.
Speak to an expert today about your needs and the current market
Clear mortgage recommendations with access to 70+ lenders & broker exclusive products
We've helped 1000s of people find and get their best deal
Why Mojo?
Mojo helps around 2500 people in the South West every month. On average, Mojo customers save £357* per month on their mortgage repayments
*The £357 average savings are based on Mojo mortgages residential remortgage sales data only compared to the average SVR (Standard Variable Rate) in January 2024. Actual savings will depend on individual circumstances
Going above & beyond to save you time ⏳ & money 💰 on your mortgage
Paperwork help ✅ Mortgage broker exclusives ✅ Works alongside over 70 lenders ✅
1. Add your details online
No 2-hr phone calls or branch visits. It takes a few minutes to tell us what you need from your next mortgage online.
2. Speak to your broker
Choose the perfect time, whether that is ASAP or a time better suited to you, we are available 6 days a week, including evenings.
3. Get your mortgage with Mojo
We’ll check and chase to help avoid delays. Get regular updates from your broker and case manager.
Bristol mortgage brokers
When you’re looking for a mortgage broker in Bristol, it’s a good idea to focus on what’s most important to you. Mojo is a totally free online mortgage broker and we offer entirely remote services, so you won’t need to worry about wading through rush hour traffic to get your mortgage advice.
Whether you’re a first-time buyer, home mover, landlord, or remortgaging in Bristol or the South West, we're here to help.
Getting a mortgage in Bristol
Bristol was voted ‘best place to live in the UK’ 12 times by the Sunday Times, making it a very attractive option for both first-time buyers and those looking for subsequent homes. It’s also popular with investors due to the high population of students and young professionals.
Bristol and the South West are typically more affordable than much of the South East of England, however, compared with the north of the country, it can be fairly expensive.
According to Zoopla, the average average sold property price over the last 12 months in Bristol is £393,804. This is substantially higher than the national UK average of £263,900*, so you’ll need to set much more aside for a deposit.
The maximum loan to value (LTV) available from most lenders is 95% LTV, meaning you’ll need a 5% deposit:
For the UK national average property - 5% deposit currently = £13,195
For an average property in Bristol - 5% deposit currently = £19,690
*based on Zoopla's March 2024 house price index
We helped over 36,000 people in the South West with their mortgage needs in 2023!
Speak to our friendly brokers to see how we could help your Bristol home ownership dreams come true.
How far will my money go when buying property in Bristol?
This will be largely dependent on which area of Bristol you plan to buy in, as prices can vary a lot by area. However, according to land registry, over the past twenty years prices have generally risen across Bristol and its surrounding boroughs.
Some of the most costly areas of Bristol to live in, such as Westbury on Trym and Southville tend to be priced higher than the Bristol average. However, there are more affordable areas of the city to consider, such as Speedwell and Temple Meads, which tend to be popular with first-time buyers.
You can stay up to date with average property prices in Bristol, based on their size, with Zoopla.
What our customers say
Proactive and efficient. This has been a very smooth experience and best deal in the market was specified in the call based on information already provided.
Mr Brij Bharati
06 March 2024
Getting a mortgage in Bristol FAQs
In reality, you don't need a Bristol-based mortgage broker to get a mortgage in Bristol these days. Many brokers, like ourselves, offer fully remote mortgage advice.
While a traditional location-based broker may be able to offer more specific area knowledge, many people are likely to source this information for themselves nowadays.
The term ‘best’ is fairly objective, as it depends on your needs. When looking for a mortgage broker anywhere, the best approach is make a list of which services are important to you and which brokers tick the most boxes.
You can usually find free mortgage advisers, like ourselves, in most locations, so if you plan to pay for mortgage advice, make sure you know exactly what you’re getting for the additional expense.