Mortgage guides
Browse our latest articles below, full of tips and expert insights on the complex world of mortgages.
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How long does it take to buy a home in the UK?
Mojo Mortgages reveal how long it takes to complete on a property in the UK.
Read full articleMortgage In Principle
Your house buying journey starts here! Get an expert-verified Mortgage in Principle from Mojo Mortgages to find out how much you could borrow.
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Can I get a mortgage below 60% LTV?
A loan-to-value (LTV) ratio below 60% is often considered excellent by lenders. We explain the benefits of a low LTV mortgage.
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What is a Standard Variable Rate?
Standard Variable Rate (SVR) is a lender’s default rate you’ll be automatically moved onto when your introductory deal ends. Find out more about SVR.
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Home ownership schemes in the UK in 2025
Buying a home is more challenging than it was for previous generations. There are a number of home ownership schemes available in the UK, however.
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Should I overpay my mortgage?
If you’ve got a bit of spare cash, you might be wondering whether it’s a good idea to overpay your mortgage. We explain how overpaying your mortgage works and how much you could save.
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25 ways to improve your credit score
So you know what a credit score is... but how do you go about improving it? Here are our top tips to help you get your credit score mortgage ready.
Read full articleShould I buy a flat or a house?
Making an offer on your dream home can feel like a big decision. But should you opt for a flat or a house? We share some key considerations.
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How can I reduce stamp duty?
If you’re buying a home, it’s likely you’ll need to pay stamp duty unless you are eligible for exemption. However, here are just some ways you could reduce the amount of stamp duty you pay.
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