Mortgage guides

Browse our latest articles below, full of tips and expert insights on the complex world of mortgages.

You can also choose a category to get content best suited to you, whether you're a first-time buyer, buy-to-let investor, home mover or remortgaging.

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How to get your SA302 Tax Calculation

As a self-employed applicant, in the absence of traditional payslips, the SA302 form is usually lenders’ preferred method of proof of income

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Self-employed mortgage deals & rates

Getting a mortgage if you’re self employed isn’t as tricky as some people think. At Mojo Mortgages, we’re here to help get you the best self employed mortgage deal.

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Porting a mortgage explained

Porting your mortgage is transferring your existing mortgage loan, including terms and interest rates, to a new property. We'll look at this in more detail

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I own my house outright, can I remortgage?

Many people strive to be mortgage-free. But can you remortgage a house that you own outright to borrow more? We find out

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Mortgages for professionals

Find out about professional mortgages and how your career could benefit your mortgage application

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What is a mortgage valuation? A guide for homebuyers

We explain what a mortgage valuation is, what a surveyor might look for and the key differences between a mortgage valuation and other types of property surveys.

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What are no-deposit & 0% mortgages?

No-deposit mortgages are designed for customers who want to borrow 100% of a property’s value, usually because they are not in a position to save a deposit.

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Stamp Duty Calculator 2026 - SDLT Bands, Rates & Costs

Learn what stamp duty is, whether you may have to pay it and how much it might cost.

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Should I buy or rent a home?

Buying a property can be more expensive, but it allows you to build equity - so your monthly payments go towards investing in your future. Find out more pros and cons.

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