Our mortgage comparison experts could save you an average of £326 a month*
We're a whole of the market mortgage broker who can offer personalized deals tailored to your circumstances.
100% FREE expert mortgage advice based on your needs and the market
Access to over 70 lenders & broker exclusive products
We're rated 'Excellent' on Trustpilot
A mortgage service beyond comparison
Why 100s of people like you speak to our experts every day:
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A clear and insightful recommendation of your best mortgage deal based on your circumstances
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A fee-free service, with no hidden costs
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Fast communication with your mortgage expert and case manager - even during evenings and weekends
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Help to obtain your Mortgage In Principle and complete your formal mortgage application whenever you're ready, no pressure applied
Start your home buying journey with a Mojo mortgage in principle
Find out how much you might be able to borrow to buy your dream home, helping you search for properties with more confidence!
Find out about different mortgage types
Remortgages
Switch your current mortgage to a new deal with your existing or a different lender
Buy-to-let
A loan you take out to buy a residential property that you plan to rent out for profit
First-time buyer
For your first home, if you’ve never owned one in the UK or abroad
Mortgage FAQs
The very simple answer is, for more choice. If you go to your own bank, or any individual lender, they can only recommend their own limited product range. So, do you need a mortgage broker? If you find an online mortgage broker like ourselves, there are literally thousands of deals that may be more suitable for you, including some of the cheapest mortgage rates from different banks.
Online mortgage brokers, like ourselves, provide the same service as a standard mortgage broker - assisting customers in securing the most suitable mortgage - but without the need for time-consuming face to face meetings. We use bespoke Fintech to assist with the speed of your application to provide you with the best mortgage broker experience possible and help you find a mortgage, but you'll still speak to a real human mortgage advisor.
All of our mortgage brokers are CeMAP qualified or hold a Certificate in Mortgage Advice from the Chartered Insurance Institute. We are regulated by the FCA (Financial Conduct Authority) under the Financial Services Register number: 478215. These are basic requirements that should help you with how to choose a mortgage broker.
Mojo is a trading style of Life’s Great Limited. You can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website or by contacting the FCA on 0800 111 6768.
While it's not a legal requirement, most estate agents will ask to see an Agreement in Principle before you can make an offer (some won’t even allow you to view the property without one). That’s because having a AIP shows you're a credible, financially-ready buyer.
You can begin looking for your dream home! Once you find one that you love and have an offer accepted, you can begin the formal mortgage application process. Just get back in touch with our team and we’ll help find the right mortgage deal for you.
"Really helpful throughout with no extra hidden costs - helped me understand the process as a first time buyer!"
Tamsin
19th October 2025
YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
*Average savings are based on Mojo Mortgages residential remortgage sales data, compared to the average SVR in February 2026. Actual savings will depend on individual circumstances.