Create a truly unique mortgage experience

Use Mojo’s partnership API’s to offer your customer’s personalised whole-of-market comparison and access to free real-time mortgage advice all from within your app or website

Integration request & response

A suite of API’s to power a customer’s full mortgage journey from working out how much they can afford to getting advice on what’s right for them

Affordability

  • $
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • POST "https://partners.mojomortgages.com/api/affordability"

    {
     "applicant": {
      "applicantId": "A unique partner-generated ID",
      "totalIncome": 75000
     },

     "proposedMortgage": {
      "productType": "residential",
      "mortgageType": "purchase_property",
      "term": 25,
      "deposit": 15000,
      "purchaseAmount": 250000,
      "proposedPaymentType": "repayment"
     },

     "property": {
      "propertyLocation": "england",
      "propertyValue": 250000,
      "propertyType": "house"
     }
    }

  • {
     "transactionId": "eae5fc90a434415594f7ea0ae291b6fa",
     "quoteReference": "QK23688301",
     "clientId": "dev",
     "timeStamp": "2019-09-02T14:56:42.5911377+00:00",

     "affordabilityResult": {
      "affordable": true,
      "belowMaxLtv": true,
      "loanRequired": 235000.0,
      "maxMortgageAmount": 285000.0,
      "maxPropertyValue": 300000.00,
      "minBorrowingLimitReached": true,
      "requestedLtv": 94.00
    },

     "indicativeProduct": {
      "lenderName": "Newcastle BS",
      "lenderProduct": "Direct / Semi Exclusive 2 Year Fixed £299 Fee",
      "initialRate": 2.59,
      "initialMonthlyPayment": 1064.93
     }
    }

Appointment

  • $
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • POST https://partners.mojomortgages.com/api/slots

    {
     "applicationId": 1,
     "appointmentDatetime": "2019-09-03T12:15:00+00:00",
     "firstName": "Firstname",
     "lastName": "Lastname",
     "email": "firstname@lastname.com"
    }

  • {
    "calendar": "Alan Smithee"
    }

Quotes

  • $
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • POST https://partners.mojomortgages.com/api/v2/quotes

    "firstApplicant": {
     "email": "test@test.com",
     "telephone": "07912873298",
     "nationality": "british",
     "title": "Mr",
     "forename": "Mortgages",
     "surname": "EngageScore3",
     "dateOfBirth": "1992-02-16T00:00:00.000Z",
     "employmentStatus": "permanent_employment",
     "totalAnnualIncome": 50000,
     "applicantAddressHistories": [
      {
      "from": "2010-01-01T00:00:00.000Z",
      "to": null,
      "address": {
       "postcode": "NG1 6DQ",
       "nameNumber": "18",
       "street": "Friar Lane",
    "   city": "Nottingham"
       }
      }
     ]
    },
    "borrowingDetails": {
     "applicationReason": "found_a_property",
     "buyToLet": false,
     "term": 35,
     "repaymentType": "repayment",
     "propertyValue": 250000,
     "purchaseDetails": {
      "deposit": 25000,
      "purchaseSituation": 1
      }
     },
    "propertyDetails": {
     "isCurrentAddress": false,
     "propertyAddress": {
      "postcode": "SK11 6QJ",
      "nameNumber": "The Ropewalks",
      "street": "Newton St",
      "city": "Macclesfield"
     },
     "propertyLocation": "england",
     "constructionType": "standard",
     "roofType": "tile",
     "propertyType": "house",
     "houseType": "detached_house"
     },
    "marketingDetails": {
     "utmSource": "partner",
     "utmMedium": "api",
     "utmCampaign": "mojotest"
     },
    "hasAgreedToTerms": true

  • {
    "eligibility": {
     "isAffordable": true,
     "isWithinLtvRange": true,
     "maxPropertyValue": 275000
    },
     "isEligible": true,
     "hasProducts": true,
     "mortgageApplicationId": "739da0ffe9d3473db38793bdbb55d53a",
     "friendlyId": "FQ27645874",
     "canOfferAppointment": true,
     "referrer": "dev",
     "purchaseNoValue": false,
     "quoteWrappers":
     [
     {
      "additionalBorrowing": 0,
      "aprc": "3.9",
      "deposit": 0,
      "initialPeriod": "2 years",
      "initialRate": 2.14,
      "isWithinAffordability": true,
      "isWithinLTV": true,
      "ltv": 90,
      "maxBorrowing": 250000,
      "monthlyPayment": 761.61,
      "mortgageAmount": 225000,
      "mortgageApplicationId": "739da0ffe9d3473db38793bdbb55d53a",
      "propertyValue": 250000,
     "quotes":
     [
     {
     "annualCostAssessment": 9147.82,
     "apr": 3.9,
     "aprc": 3.9,
     "buyToLetMinimumPercentageRentalIncome": 0,
     "cashback": 0,
     "earlyRepaymentCharge": "2.00% of loan amount redeemed to be paid until 31-Jan-2021; then 1.00% of loan amount redeemed to be paid until 31-Jan-2022 ",
     "fixedPeriodTotal": 18295.64,
     "fixedTo": "2022-01-31T00:00:00+00:00",
     "followOnMonthlyPayment": 1006.13,
     "followOnMonthlyRate": 4.19,
     "initialMonthlyPayment": 761.61,
     "initialMonthlyRate": 2.14,
     "initialPeriod": "2 years",
     "initialPeriodMonths": 28,
     "initialPeriodYears": 2,
     "largeIconUrl":  "https://staging.mojo.xyz/static/logos/lenders/hsbc.png",
     "legalFees": 300,
     "ltv": 90,
     "maxLTV": 90,
     "maxOverpaymentPercent": 10,
     "maxPropertyValuation": 0,
     "minLoan": 10000,
     "mortgageClass": "Fixed",
     "productCode": "0022LI",
     "productName": "Intermediary 2 Year Fixed No Fee",
     "providerName": "HSBC",
     "repaymentMethod": "Repayment",
     "termYears": 35,
     "totalFees": 17,
     "totalInterestPayable": 190728.04,
     "totalPayableOverTerm": 415745.04,
     "trueCost": 18295.64,
     "svrTerm": 392
     }
    ],
     "quoteType": 2,
     "savingsPerMonth": -761.61,
     "stampDuty": 0,
     "term": 35
    },

Eligibility

  • $
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • >
  • POST "https://partners.mojomortgages.com/api/eligibility"

    {
     "firstApplicant": {
     "forename": "Mortgages",
     "surname": "EngageScore3",
     "dateOfBirth": "1992-02-16T00:00:00.000Z",
     "totalAnnualIncome": 50000,
     "applicantAddressHistories":
     [{
      "from": "2010-01-01T00:00:00.000Z",
      "to": null,
      "address": {
      "postcode": "NG1 6DQ",
      "nameNumber": "18",
      "street": "Friar Lane",
      "city": "Nottingham"
      }
     }] }, "borrowingDetails":
     {
      "applicationReason": "found_a_property",
      "buyToLet": false,
      "term": 35,
      "propertyValue": 250000,
      "purchaseDetails": {
      "deposit": 25000,
      "purchaseSituation": 1
      }
     },
     "hasAgreedToTerms": true
    }

  • {
    "eligibilityTier": "Excellent"
    }

Trusted by

White-label

  • Powered by Mojo

    As a white-label-partner, your own mortgage solution is powered by Mojo.

  • Market leading features

    Get access to the market leading features used by Mojo.

  • Your brand here

    Customise the look-and-feel to match your own website or app.

Award winning product and team

We've loved working with Mojo - they're willing, smart and capable. We've been able to move fast with them while building a beautiful product that made people's lives better.

Will Stolerman, Business Development, Monzo

Co-branded referral

Perfect for partners that want to give their customers access to a fully-featured mortgage offering but don’t need customisation or development control.

Unique insight into your campaign performance

As a Mojo partner, you’ll be provided with your own dashboard and monthly reporting so you can keep an eye on all the important numbers.

What will you build?

Types of partners

We’re looking to partner with great businesses who share our view of how mortgage advice should work